📊 Category
Advanced Finance Calculators
Compound interest, capital gains tax, Division 7A, FBT, loan comparison, and offset account calculators.
Compound Interest Calculator
Calculate compound interest with regular contributions, showing growth over time with different compounding frequencies.
Open calculatorCredit Card Payoff Calculator
Calculate how long to pay off your credit card and how much interest you will pay, with optional extra payments.
Open calculatorHome Loan Affordability Calculator
Estimate the maximum property price and loan you can afford based on your income, expenses, and deposit.
Open calculatorEnergy Bill Estimator
Estimate your quarterly electricity bill based on your state, household size, and appliance usage.
Open calculatorCapital Gains Tax Calculator
Calculate Australian capital gains tax including the 50% CGT discount for assets held over 12 months.
Open calculatorDivision 7A Loan Calculator
Calculate the minimum yearly repayment on a Division 7A loan from your company at the ATO benchmark rate.
Open calculatorFBT Car Calculator
Calculate Fringe Benefits Tax on a company car using the statutory formula or operating cost method.
Open calculatorSimple Interest Calculator
Calculate simple interest on a principal amount over a set period — no compounding.
Open calculatorLoan Comparison Calculator
Compare up to three loans side-by-side on repayments, total interest, and total cost.
Open calculatorOffset Account Savings Calculator
Calculate how much interest and time an offset account saves on your home loan.
Open calculatorRefinance Savings Calculator
Compare your current home loan to a new one and calculate monthly savings, break-even, and total savings.
Open calculatorDo I Need to Lodge a Tax Return?
Answer whether you need to lodge an Australian tax return based on your income, sources, and circumstances.
Open calculatorBalance Transfer Calculator
Compare keeping your current credit card debt versus transferring to a 0% or low-rate balance transfer card, and calculate exactly whether it saves you money.
Open calculatorPersonal Loan Repayment Calculator
Calculate personal loan repayments weekly, fortnightly or monthly, total interest paid, and a full amortisation schedule for any Australian personal loan.
Open calculatorComparison Rate Calculator
Calculate the true comparison rate for any Australian loan by factoring in fees — both for your actual loan scenario and the regulatory $150,000/25-year standard.
Open calculatorTo put this savings plan into action, the Monthly Budget Planner & Expense Tracker ($10.99, 5★ from 4 reviews) is worth a look. Affiliate link
