Advanced Finance
Capital Gains Tax Calculator
Calculate Australian capital gains tax including the 50% CGT discount for assets held over 12 months.
How this calculator works
Calculates the capital gain (sale price minus cost base minus selling costs), applies the 50% discount if held 12+ months, then taxes the net gain at your marginal rate. Also shows the effective CGT rate on the full gain and the tax payable.
Original price plus incidental costs (stamp duty, legal fees, improvements)
What you sold or will sell the asset for
Agent fees, legal, advertising, etc.
50% CGT discount applies for assets held 12+ months
Your marginal tax rate in the year of sale
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FAQ
Frequently asked questions
How does the 50% CGT discount work?
If you hold a CGT asset for at least 12 months before selling, only 50% of the capital gain is added to your taxable income. For example, a $100,000 gain becomes $50,000 taxable. This discount is not available for companies.
Is my home subject to CGT?
Your main residence (the home you live in) is generally exempt from CGT under the main residence exemption. However, if you rented it out for part of the time, used it for business, or own land over 2 hectares, a partial CGT liability may apply.
How is crypto taxed in Australia?
The ATO treats cryptocurrency as a CGT asset. Selling, trading, or using crypto to buy goods triggers a CGT event. The 50% discount applies if held 12+ months. Personal use crypto purchases under $10,000 may be exempt.
Can I offset capital losses?
Yes. Capital losses can be offset against capital gains in the same year, and unused losses can be carried forward indefinitely. However, capital losses cannot be offset against your regular income.
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