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Super & Retirement Calculators
Superannuation balance projections, retirement savings gaps, fund comparisons, and contribution optimisers.
Super Guarantee Calculator
Calculate the employer superannuation guarantee contribution on your salary.
Open calculatorSuper Balance Growth Calculator
Project your superannuation balance at retirement based on current balance, contributions, and investment returns.
Open calculatorRetirement Savings Gap Calculator
Calculate whether your super and savings will provide enough retirement income, and identify any shortfall.
Open calculatorSuper Fund Comparison Calculator
Compare two superannuation funds side-by-side on fees, returns, and insurance over 10, 20, and 30 years.
Open calculatorSuper Contribution Optimiser
Calculate tax savings from salary sacrifice and personal super contributions against the concessional cap.
Open calculatorLearn
Articles & guides
Super Guarantee at 12%: What It Means for Your Retirement
From 1 July 2025, the Superannuation Guarantee rises to 12% — the final step in a long increase journey. Here's what changes, what it means for your pay, and how to make the most of it.
6 · Read moreSalary Sacrifice Into Super: How It Works and Why It's One of the Most Powerful Tax Moves Available
Salary sacrificing into superannuation is one of the most tax-effective strategies available to Australian workers. Here's exactly how it works, what it costs you, and how much it saves.
7 · Read moreSuper Balance by Age: How Does Yours Stack Up?
The ATO releases superannuation balance data every year. Here's what the numbers actually look like by age group in Australia — and what to do if yours is behind.
6 · Read moreHow Much Income Do You Need in Retirement?
The number most Australians retire on isn't what they planned. Here's how to calculate a realistic retirement income target — and check whether your super is going to get you there.
7 · Read moreWhy Super Fund Fees Matter More Than You Think
A 0.5% difference in super fees sounds trivial. Over 30 years it can cost you more than $100,000 in retirement savings. Here's why fees compound against you — and what to do about it.
6 · Read moreSalary Sacrifice Super: How It Works and Whether It's Worth It
Salary sacrificing into super reduces your taxable income and turbocharges your retirement balance. Here's exactly how it works and how to calculate if it makes sense for you.
7 · Read moreTo put this savings plan into action, the Monthly Budget Planner & Expense Tracker ($10.99, 5★ from 4 reviews) is worth a look. Affiliate link