Conversions & Everyday
Currency Converter
Convert between Australian dollars and major world currencies at mid-market exchange rates.
How this calculator works
The converter multiplies the input amount by the current mid-market exchange rate between the selected currencies. Rates are indicative and sourced from public exchange rate feeds. The result shows the converted amount, the exchange rate used, and the inverse rate. It also shows what typical bank and transfer service rates might look like with their margins.
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FAQ
Frequently asked questions
What exchange rate does this use?
This converter uses the mid-market rate — the midpoint between buy and sell rates. Banks and currency exchange services add a margin on top of this rate. The actual rate you get will be slightly worse than the mid-market rate shown here.
Where do Australians get the best exchange rates?
Online currency transfer services (Wise, OFX, Revolut) typically offer rates closest to mid-market. Banks usually add 2-4% margin. Airport currency exchanges are the most expensive — often 5-10% worse than mid-market. Always compare the total cost including fees.
Do I need to declare foreign currency when entering Australia?
Yes. If you bring AUD $10,000 or more (or foreign currency equivalent) into or out of Australia, you must declare it to Australian Border Force. This applies to cash, traveller's cheques, and bearer negotiable instruments.
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