Property Settlement Estimator
Estimate how assets and debts might be divided after separation. Calculate the total asset pool and see an indicative split range based on Australian family law.
This calculator provides estimates only. For official assessments, use these government resources:
- Services Australia — Child Support
- Family Relationships Online — free advice, mediation referrals (1800 050 321)
- Federal Circuit and Family Court of Australia
- Legal Aid — free or low-cost legal help (available in every state)
How this calculator works
Enter the value of all major assets (property, super, savings, vehicles) and liabilities (mortgage, debts). The calculator totals the net asset pool, then applies an indicative split range based on relationship length, the primary carer role, income disparity, and the number of dependent children. The range reflects typical Australian family law outcomes — not a guaranteed result.
Our pick
The Barefoot Investor (Classic Edition)
One of the most useful tools Australians are buying right now.
We independently recommend products. We may earn a commission at no extra cost to you.
Something worth checking out: the Casio Scientific Calculator ($27.89, 4.4★ from 8.3K reviews) is worth a look. Affiliate link
Frequently Asked Questions
How does property settlement work in Australia?
Australian family law uses a four-step process: (1) identify and value the total asset pool, (2) assess each party's financial contributions, (3) consider future needs like caring for children and earning capacity, and (4) check whether the result is just and equitable overall.
Is super included in the asset pool?
Yes. Superannuation is treated as property under the Family Law Act and is included in the asset pool. It can be split via a superannuation splitting order, even before you reach retirement age.
What split percentage is typical?
There's no fixed rule. Outcomes range widely depending on contributions, relationship length, children, and future needs. Common ranges are 55/45 to 70/30, but every case is different. The primary carer of young children often receives an adjustment in their favour.
Do I need a lawyer for property settlement?
Not necessarily. If you and your ex agree, you can apply for consent orders ($195 filing fee) or make a binding financial agreement. However, getting independent legal advice is strongly recommended to ensure the agreement is fair and enforceable.
Related Calculators
Separation Cost Planner
Calculate the realistic upfront costs of separating — rental bond, furniture, legal fees, mediation, moving costs, and setting up a new household.
Two-Household Budget Calculator
Compare your current combined household costs with the projected cost of running two separate homes after separation. See the real budget gap.
Child Support Estimator
Estimate child support payments using the real Services Australia formula for 2025-26. Uses the cost-of-children table, self-support amount ($28,463), and official care percentage bands.
