Separation Cost Planner
Calculate the realistic upfront costs of separating — rental bond, furniture, legal fees, mediation, moving costs, and setting up a new household.
This calculator provides estimates only. For official assessments, use these government resources:
- Services Australia — Child Support
- Family Relationships Online — free advice, mediation referrals (1800 050 321)
- Federal Circuit and Family Court of Australia
- Legal Aid — free or low-cost legal help (available in every state)
How this calculator works
Select your situation across housing, furniture, moving, legal, and court filing categories. The calculator applies realistic Australian cost ranges to each selection and totals your estimated upfront separation costs. It also shows a breakdown by category so you can see where the biggest expenses are and plan accordingly.
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Frequently Asked Questions
How much does it cost to separate in Australia?
The upfront cost varies widely — from around $3,000 for a DIY separation with minimal setup, to $30,000+ if you need full furniture, professional movers, and solicitor representation. The biggest variables are legal fees, housing bond, and how much you need to furnish a new home.
What are the court filing fees for divorce?
The filing fee for a divorce application is $1,060 (2025-26). If you also need consent orders to formalise your property or parenting agreement, that's an additional $195. A reduced fee may apply if you have a Health Care Card or are in financial hardship.
How much does mediation cost?
Family Dispute Resolution (mediation) through a Family Relationship Centre is free or low-cost for the first session. Private mediators typically charge $200–$500 per hour. Lawyer-assisted mediation costs more but can resolve complex issues faster.
Can I claim any of these costs on tax?
Generally, no. Personal legal costs for family law matters are not tax-deductible. However, if part of the settlement involves income-producing assets (like an investment property), the legal costs related to that specific asset may be partially deductible. Get tax advice for your situation.
Related Calculators
Two-Household Budget Calculator
Compare your current combined household costs with the projected cost of running two separate homes after separation. See the real budget gap.
Property Settlement Estimator
Estimate how assets and debts might be divided after separation. Calculate the total asset pool and see an indicative split range based on Australian family law.
Shared Expenses Splitter
Split shared child-related expenses fairly between separated parents based on income. Cover school fees, medical costs, activities, childcare, and more.
