Investment & Crypto
Crypto Profit & Loss Calculator
Calculate cryptocurrency profit, ROI, and estimated Australian CGT on your trades.
How this calculator works
Calculates total cost (buy price x quantity + buy fee) and total proceeds (sell price x quantity - sell fee). Profit is proceeds minus cost. ROI is profit divided by cost as a percentage. Estimated CGT applies the 50% discount if held 12+ months, then taxes at your marginal rate.
Number of coins or tokens
Exchange fee when buying (Coinspot ~1%, Binance ~0.1%)
50% CGT discount applies if held 12+ months
Our pick
The Barefoot Investor (Classic Edition)
Understanding your numbers is step one. This is the book most Australians start with.
We independently recommend products. We may earn a commission at no extra cost to you.
If you're looking to go deeper on this, the Monthly Budget Planner & Expense Tracker ($10.99, 5★ from 4 reviews) is worth a look. Affiliate link
FAQ
Frequently asked questions
How is crypto taxed in Australia?
The ATO treats crypto as a CGT asset. Every disposal (selling, trading, swapping, or spending crypto) is a CGT event. Profits are added to your taxable income. Losses can be offset against crypto gains but not other income. The 50% CGT discount applies if held 12+ months.
Do I pay tax on crypto I have not sold?
No. Simply holding cryptocurrency does not trigger a tax event. You only pay tax when you dispose of it (sell, trade, swap, spend, or gift). Transferring between your own wallets is not a taxable event.
What records do I need for crypto tax?
The ATO requires records of: date of each transaction, the amount in AUD at the time, what the transaction was for, the other party's wallet address (from exchange records). Most exchanges provide transaction history. Use a crypto tax tool like Koinly or CryptoTaxCalculator for complex portfolios.
Is crypto-to-crypto trading taxable?
Yes. Swapping one cryptocurrency for another (e.g., BTC to ETH) is a CGT event in Australia. You must calculate the gain or loss in AUD at the time of the swap. This catches many people unaware.
Related
Related calculators
Capital Gains Tax Calculator
Calculate Australian capital gains tax including the 50% CGT discount for assets held over 12 months.
Open calculatorDividend Reinvestment Calculator
Project investment growth with and without dividend reinvestment (DRP) over time.
Open calculatorCompound Interest Calculator
Calculate compound interest with regular contributions, showing growth over time with different compounding frequencies.
Open calculatorDo I Need to Lodge a Tax Return?
Answer whether you need to lodge an Australian tax return based on your income, sources, and circumstances.
Open calculatorLearn
Related articles & guides
Negative Gearing Explained: What Australian Property Investors Need to Know
Negative gearing is one of Australia's most talked-about tax strategies — but plenty of investors jump in without fully understanding how it works, what it costs, and whether it actually makes them money.
Read moreCapital Gains Tax on Property in Australia: What You'll Owe and How to Reduce It
Selling an investment property triggers one of the largest tax bills most Australians will ever face. Here's exactly how CGT works on property, which discounts apply, and the legal strategies to reduce your liability.
Read more11 Proven Ways to Cut Your Electricity Bill in Australia
Australian electricity prices are among the highest in the developed world. Here are 11 practical strategies — from free quick wins to longer-term investments — that actually move the needle.
Read moreDivision 7A Loans Explained: What Business Owners Need to Know
Division 7A exists to stop business owners treating company money as a personal piggy bank. Get it wrong and the ATO treats your loan as a dividend — with a tax bill to match. Here's a plain-English guide.
Read more